Year-round partnership

Proactive beats reactive.
CPA-led tax and financial
planning for busy lives.

We help W-2 families, business owners, and bookkeeping clients reduce surprises, keep their books clean, and build a coordinated long-term plan.

Schedule a Discovery Call See our 3-step process →
Led by Daniel Richter, CPA, CFP® • Clean books, calm decisions • Always-ready financials for tax, lending, and planning.
Clients working with a CPA and financial planner
You run the business. We keep the books straight—and the tax plan aligned.

What we cover

Short, clear summaries upfront. Expand for deeper detail. You’ll get the strategy without the overwhelm.

T
Proactive Tax Planning
Reduce surprises, align decisions with your real-life goals.
We focus on coordinated, year-round moves that connect income, investments, benefits, and business structure—so April feels boring (in a good way).
  • Year-end and mid-year strategy checkpoints
  • W-2 optimization (equity, benefits, withholding)
  • Small business and entity planning
  • Retirement and tax-efficient savings coordination
F
Tax + Financial Integration
One plan that respects taxes, cash flow, and long-term outcomes.
Great planning is not siloed. We pair technical tax expertise with practical financial planning to help you make confident choices.
  • Cash flow and goal prioritization
  • Investment tax awareness (without product pressure)
  • Family protection and education planning
  • Multi-year forecasting when it matters
B
Business Owner Strategy
Clean structure, better decisions, less chaos.
Whether you're growing, stabilizing, or stepping back, we help you align entity, compensation, and tax strategy with your real plan.
  • Entity selection and optimization
  • Reasonable compensation and payroll strategy
  • Retirement plan design for owners
  • Exit and succession mindset planning
A
Accounting & Bookkeeping
Clean, QBO-based books for individuals and businesses—built for tax planning.
Bookkeeping is for everybody: side-hustles, solo practices, and established businesses. We focus on QuickBooks Online so your numbers stay accurate and ready for tax season, lending, and planning.
  • Monthly or quarterly bookkeeping for individuals and businesses
  • Bank and credit card reconciliations and transaction categorization
  • QuickBooks Online setup or cleanup, plus ongoing support
  • Basic coordination around payroll and sales tax filings
  • Year-end close and clean handoff for tax prep and strategic planning

Clean books, calm decisions. You run the business. We keep the books straight—and your tax and financial planning fully in sync. Bookkeeping is quoted based on volume and complexity after a discovery call.

Client Experience

Planning that feels clear, grounded, and human— backed by professional-level technical depth.

A clear path forward
Protect what matters
Business + personal alignment

Want clean books and a calm, coordinated plan?

Start with a focused discovery call. We’ll clarify scope, confirm fit, and outline your best next steps for bookkeeping, tax, and financial planning.

Schedule a Call